György Könczei[1]
THE STORY OF THE POOR SOLDIER
(Or: people
with disabilities in Hungarian society)
1 An introduction: the past
”Once upon a time,
there lived a soldier; he had been serving in the king's army for long years,
but when the war came to an end, there he was, unfit for service, due to his
many injuries.
The king summoned him
and said:
– You may go, wherever you like, I do not need you anymore.
– But how am I to earn my living from now on? – asked the soldier.
– That is up to you to manage – answered the king. – I do not need you
and soldiers are entitled to a pay earned by service only.
As there was nothing else for him to do, the poor soldier started boldly
for the World.”
(Grimm 1989, page 213)
The
story has a great deal in common with the situation of people who have become
disabled. There are several differences, however. Firstly, there is the fact
that the soldier has the honor that the king
himself deals with him: it is him, who drives the soldier away. Second,
though the miraculous power of his blue gleaming lamp, the soldier not only
takes revenge on the king for his derogation, but even marries his daughter
eventually! That is in the tale. Nowadays however, people living in our
country have no miracles to rely upon.
Institutions
doing various deeds of philanthropy for people in dire straits – the poor, the
orphans, the injured – began to proliferate in
In
the decades to follow, this foundation was supported by others (Mór Pausch, Zsuzsanna
Szalay, Mihály
Wieser) as well, with very substantial financial
contributions.
The
first institute intended explicitly for disabled people was founded by the
lawyer András Cházár, after
he had spent three years in
The period when the institutions for charity of this type became
widespread in
”The Society, having understood at the time of its foundation that only
the salvation, proper in its extent and administration, can offer true and
therefore most charitable help; the mere alms giving however, being an uncertain,
expensive and mostly harmful method, not being compliant with the principles
of Christianity, as it would supply for fraudulence, invoke idleness and
eradicate diligence. As the following five articles: Catering, Clothing,
Lodging, Medical Help in Illness and Meticulous Care provide for the inevitable
needs of human life; those who are in need of one or other of the above are the
poor and deprived and are the only beings deserving the attention of the
institution for the poor. As far as the above principles are concerned the
poor, deserving true salvation, may be classified into six, main categories:
a) Those who need only momentary help.
b) Those who... would be able and willing to earn their living if they
could get a job suiting their circumstances [conditions], that they can not
obtain, as – being old, disabled, or handicapped in other ways – nobody wants
to employ them.
c) People who would be able to earn a part of their living, but not at
the level necessary to satisfy their needs, due to their helplessness though
senility or other circumstances.
d) Those who are old and ill to an extent that
precludes earning their own living.
e) The poor and ill in need.
f) The abandoned,
unsupported orphans”
(Béry, 1929, pages 17-34)
Soon
after its foundation the Society established a nursing home in a rented
building, but as the capacity of the facilities was far from sufficient, the
accommodation of orphans, disabled or aged individuals was arranged for with
reliable families, for an appropriate fee.
The
committee, providing institutional care for the invalids of war, war-widows
and orphans, was organised after the First World War,
under the chairmanship of the prime minister, István Tisza. The activity of
the H. R. Office on Disability is worth mentioning as well. Its primary
function was to co-ordinate the functioning of the nation-wide network of
schools for invalids (e.g. in Vác, Kolozsvár, Debrecen, Kassa, and in Budapest — on the left bank of the Danube in
Pozsonyi utca, and on the
right bank of the river in Szegényház utca) and nursing homes for invalids (e.g. in Besztercebánya, Alsótátrafüred, Pozsony, Kassa, Kolozsvár and in Budapest, at the Császár-fürd_,
Bajza utca, and Fehérvári út). The H. R. Home for
Invalids of War was
in the Timót utca,
running a brush– and a basket-making manufacture. One time soldiers not able
to find reemployment could take part in professional rehabilitation at the
department of disability of the ”H. R. Vass József Institute for War-Orphans” in Székesfehérvár.
The clients of this institute could train as a carpenter, shoe-maker,
house-painter or tailor, and could obtain a single grant in equipment at the
end of the curriculum. Courses in apiary and hive-making were organised as well, with the help of the Society of Apiarists
at Kolozsvár.
Considering
the circumstances, the H. R. Artificial Limb Works was an important link in the
rehabilitation of war-invalids. Apart from prostheses, it produced all sorts
of wheelchairs, spectacles, spine-supports and crutches as well.
Amongst the many societies of war-invalids, relevant political and
economic movements, the state granted official accreditation and regular,
monthly allowance only to the HADRÖA (National Alliance of War-Invalids, Widows
and Orphans).
Exactly
one hundred years after the foundation of the institution of András Cházár, the National Home
of Disabled Children and its affiliated society was established in
The
modalities of insurance, including the loss of working capability, began to
develop in the 1870s. The General Sick-Relief Fund for Workers and for the
Disabled (Általános Munkásbetegsegélyző
és Rokkantpénztár) had been
founded in this period. An Act of Parliament on this subject was passed in 1891
for the first time, and decentralised the various
cash-desks – regional, corporate, professional, building-contractor and
private. All these – 97 workers' insurance associations and 80 corporate
sick-relief funds – were incorporated into the National Workers' Insurance Fund
(Országos Munkásbiztosító
Pénztár [OMP]) in 1907. The OMP was later succeeded
by the National Institute for Workers' Insurance (Országos
Munkásbiztosító Intézet).
The activity of the Association of Workers for Disability and Pension (Munkások Rokkant– és Nyugdíjegyesülete) – founded
in 1897 – was essentially different: despite its name, it had recruited its
members from middle class as well.
”The institute
provides support for the aged, and for those with premature disability – on the
grounds of insurance policy, but without the objective of obtaining business
yields – who can afford to lay up savings in the form of a certain, weekly due
insurance fee at most...; Foreign experience shows... that this type of
independent institution for insurance does not become obsolete with the
introduction of social security but – as a form of supplementary insurance – it
is further utilised. The formal objective of the
Association is to provide pension and allowances for disabled members and for
their orphans and widows”
–
writes Sándor Szerdahelyi
on the subject (Béri 1929, pp. 350-351). From its foundation,
at the beginning of December 1928, the Association paid over 20 million pengő (pound) – a considerable sum in real terms as well
– in allowances for disabled individuals. Its first two branches were
established in 1893, with almost 700 paying members. After a period rapid
florid development, the number of paying members approached 200 thousand by
1917, with 550 branches all over the country.
At
the beginning, an allowance for disability (if the accident that caused
disability had happened unintentionally) was available to members who were duly
paying their fees for a year and to all members who had deposited the fee for a
full ten years. There were three classes. The premium was 10 krajcár (“penny”) a week in the first, 12 in the second and
15 in the third class. The weekly allowances in these classes were 4.20, 4.90
and 8.50 Hungarian forints respectively. The pensions
of the members, the support of their widows and orphans, the subsidies for the
case of death and the payment of severance were managed in a slightly different
way. The development of the money market after the First World War however,
undermined the financial stability of the association. The modifications of the
statutes in 1927, increasing the number of insurance classes to eight and
raising the fees, were of no avail; there were no new members anymore, the old
ones dropped out gradually. At this time, the allowances for disability were
calculated according to the entrant's age and the duration of membership. The
fees in the eight classes ranged from 30 fillér
(penny) to 3 pengő a week. A membership of 40 years'
duration entitled its owner to a pension of 30 pengő
a month in the first class, and to 300 pengő a month
in the eighth. The amount of the allowances allotted in the remaining classes
was calculated between these extremes.
The
institution of obligatory insurance against disability, old age, widowhood and orphanhood appeared in the Hungarian legislation in 1928.
It was declared at this time that the obligatory insurance should not be based
on charity and the insurance of workers should be extended to develop a social security
system. The so called limit of allowance
was set by Article XL of 1928 at 500 pengő a month,
that is, at 6000 pengő a year. This sum was later
increased to 800 pengő a month and 9600 pengő a year in 1942. Policy holders were stratified into
two categories. In the first category, insurance was obligatory only if the
total sum of monthly (annual) allowances stayed under the limit of the
allowance, as in the case of clerks, shop assistants and foremen. In the
other category, however, insurance was compulsory, regardless of the magnitude
of the allowances.
The
expenses of the insurance policy were covered by contributions from each
insured individual, the amount of which was calculated by advanced methods of
insurance mathematics. It may seem strange nowadays, but the prevalent key
for these calculations was determined by a decree of the Department of
Interior. The employer had the right to charge the employees with half of the
expenses by deducting it from their salary, but was obliged to pay the rest
himself. Under the limit of allowance, the amount of the contribution was not
to exceed 4.3%; over the limit of allowance it was 3.5% of the daily rate of
the salary. According to the Act on Disability, disabled employees over the
limit of allowance were considered as invalids, if they had become unable to
earn one-third of the income of healthy employees with similar qualification
and experience. Under the limit of allowance this rule concerned individuals
who could not earn half the average income of healthy employees (See in
detail: Országos, 1943).
In
addition to the medical rehabilitation of soldiers with severe war injuries,
victims of Heine-Medin paralysis and patients with neoplastic disease, the rehabilitation of patients with pulmonary
and psychiatric disease is also important. Prominent Hungarian pioneers in
this field were Alajos Orthmayer
and Imre Vas (who has the credit – along with numerous
other deeds – for the foundation of a social establishment in Újpest).
Additional data. As
long as the activity of Churches and denominations was not restricted (they
enjoyed significantly greater freedom before the late 1990s), they could
engage in the rehabilitation of convicts and individuals released from prison.
The missionary activity pursued in the prisons could become a part of the rehabilitation by
interpretation, as well as being in accordance with tradition and usual
practice. Along with the monks, clergymen and theologians, a great variety of
associations were engaged in this field for the patronage and support of
prisoners. As they had visited the prisoners regularly, managed their affairs, taught penmanship to
illiterates and strove to support their families, they often succeeded in
developing a fruitful relationship with individuals convicted or released from
prison, in spite of the occasionally delivered moral sermons. Released
individuals got assistance with their lodging, and gifts of food and clothing.
And primarily by efforts to find an employment for them, their adaptation to the free, civil life was
supported as well.
2 Who are they and how are they living?
The
political and economical metamorphosis of the country, hardly effecting the lower layers of the society yet, has produced
radically new conditions in the labour market. The
perspectives of people living with disability have been clouded significantly
and this trend is far from being concluded. Neither conclusions, nor exact
analyses can be drawn for the time being, but the prognosis for a vast
proportion of the society, highly significant in numbers, seems definitive.
Considering people with disabilities and handicapped together, the already
difficult, unstable and financially desperate situation of about 1-1.5
million people will inexorably deteriorate further.
A
significant portion of disability and permanent health damage in
The
changes in criteria for disability along with the above problems, have
resulted in an approximately 1500% increase in the issue of disability
pensions! (See detailed statistics in Könczei, 1987).
In recent years, and in the years to come, the population of disabled people in
Many
of people with disabilities are living on the margins of society already. A
preponderant portion of them is insufficiently educated, poor (deprived) and
often handicapped not only due to disability but to other causes as well. Two-thirds of people with disabilities do
not own real estate and their household lacks items of the more expensive
category. Only about one-fourth of the households is
able to deposit money (usually a small amount) for future needs! (These data are almost ten years old but, considering the
prevailing tendencies in Hungary, the situation is more likely to have changed
for the worse than for the better: compare Novák
1983, p. 67.) The hopelessness of their life is enhanced by their exclusion
and the prejudice against them occurring at every moment in our country as
well. As their income is constantly losing its value, people on disability
pension are driven out to the labour market, but
most of them return home having experienced just another failure. On the one
hand, declaring their invalidity and doling out their pensions, the society acknowledges
that most of their working ability was lost working for the community. On the
other hand it is precisely the artificially low value of disability pension, that the society uses to exert a permanent and
significant pressure to drive them back to the labour-market.
The way out of this situation (be it diverse, and intricate, or the ”only redeeming solution”) is hidden by an impenetrable
dusk of uncertainty. The old questions
are therefore to be asked again.
3 The responsibility of the profession in
the narrow sense
The
staff, working in the field of rehabilitation numbers several hundred
altogether. Taking all the doctors, civil servants, stray researchers,
teachers for handicapped children, gymnast-therapists and the predominantly voluntary
experts together, the group thus gathered will be rather small. (In
English-speaking countries it is called the rehabilitation
family. This expression is very apt in
3.1 The situation
As
has been adequately shown in many analyses, rehabilitation as a whole –
together with its regulation – has evolved in
As
from time immemorial, the education and training of professionals are
completely tacking from the field of rehabilitation: almost the whole staff of rehabilitation is made up by self-educated
activists. Not a penny has been invested from the central budget on
training or research into methods. The lack of the radical reform of the
system – now long overdue – has resulted in several serious consequences. Rehabilitation
has become one of the fields in health care, or manpower-management, that
produces the biggest deficit; most of the foreign examples show however that
rehabilitation can prove itself at least cost-effective. (In
her 1981 analysis of profitability, Maria Major showed the true extent of the
financial damage to the economy caused by the lack of rehabilitation of a
single worker.)
The
first step and logical starting point in the mechanism of rehabilitation in
The
second step is the system of motivation, or interest. The inexcusable
inadequacy of the whole mechanism strikes as eyes again here: the individual
must be incited artificially for something good,
moreover, he is to be made interested
against his own, well-comprehended interest! No individual can be blamed
for this scandal: this system has been functioning for decades in
However,
it is not the employment in a normal job
as described above but rather the jobs created explicitly for rehabilitated
workers that are the most important in
There
is only one kind of so-called protected
sphere for the purposes of rehabilitation, namely the telephone operators'
job for blind people. In theory this means that if an individual with impaired
vision applies for employment as an operator, that job has to be given to him.
This institution resembles the tobacconist shops of the period after the
First World War, when the licence for the tobacco
shop was issued only to war invalids. There are other kinds of protected jobs as well, such as the social
workshops and specialised social homes but as with
the whole system of professional rehabilitation, their relentless and
thorough reformation is more than overdue. To understand this necessity, it is
sufficient to recite the internationally accepted definition of protected
jobs: A rehabilitative service purposely designed for work-activity, where the
environment of the employee is constantly controlled, individual rehabilitative
objectives are set and fulfilled, with the aim of helping individual with
disabilities to lead a normal life and obtain productive employment. Rehabilitative
jobs of this sort – either normal or protected – are non-existent in
As
far as the number of the individuals of adequate age and impaired working capacity is
concerned, we are left to rely upon rough estimations. The number of invalids
exceeds half a million and more than 200 000 of them are in their able years.
These are only the invalids, however. Besides them, there are those people who
had been assessed by the Committee, but were not down-rated as invalids (their
loss of working ability is 66% or less) and those, who did not even try to take
advantage of this procedure that is, 600 to 700 thousand people altogether.
Only an insignificant minority of them are
white-collar (8.8%, 15% and 13% in three separate studies) and a minute
fraction of them has finished graduate training (1.8, 3.1 and 4%). The Hungarian
studies thus confirm the results of those conducted abroad: the qualified
workers in stable circumstances, the employees with good salaries in prestigious
jobs are rare guests in the institutions of rehabilitation. Disability is a
problem predominantly among people, living on the margins of the society
battling their difficulties in a multiply handicapped position. If the working
class exists at all, then this population is certainly a significant
contribution to its numbers. The situation was the same even in the era when the
notion of the leadership of the working
class was a central element of the ideology. The study conducted by
Maria Novák gave a picture of the situation: ”their lives are characteristic to the particular ecology
of the existence of people with disabilities. Due to their very brief range of
mobility, secluded world and poor health, they are living in
”social isolation”. Their range of activity is predetermined... diminished...
most of them are short on adequate and acceptable jobs or even lacking those”.
(Novák 1983, p.79)
The
liquidation of companies and jobs made the difficulties in employment general. Job standard
are now set to comply with the quest for performance. The inflation is
undermining salaries to an ever-increasing extent. As the appropriate forms of
employment have not been developed, the primary victims of this – essentially
positive – process are people with disabilities. For them and for
rehabilitation as a whole, the seven lean
years have already begun. However, will it be only seven years or significantly
more? This question can not be answered with certainty at the moment. The
future developments of the economy and the economic and welfare policy – both
contained by social policy – will naturally exert an essential influence on
the problem.
Considering
the state of the affairs prevailing in
3.2 Urgent work to be done
But
what can be done? The problem is undoubtedly beyond the scope of traditional
social science; it is unavoidable though. To reel up the endless, almost
inextricably entangled thread of problems in rehabilitation seems nearly
impossible at present. Suggestions can be put forward only if the thread is cut
here and there, without regard for its connections beyond the sphere of
rehabilitation. That is the only way to form a viewpoint at all. This method is
of course fraught with the danger of joining the suggestions in a random,
accidental fashion, resulting in an agenda with no logical order. Only the
lessons drawn from past results can serve as a starting-point for further
investigation. New legislation is due, as the system of rehabilitation is badly
in need of rehabilitation itself.
1. Physical obstacles
to the people with disabilities must be brought down: ramps are necessary at
every relevant site, as are suitable lavatories. Services should be made
available for disabled people as well. Perhaps
2. To bring down
the walls separating the worlds of normal and disabled citizens, all the
respectable interactions and communication between these worlds, that are
suitable to reduce stigmatisation significantly,
must be encouraged. (If I had a friend ”of this kind”
for instance, I could make efforts not to treat him and his fellow sufferers in
a denouncing fashion.)
3. The means to make the best of their
essential human and citizens' rights must be guaranteed for people with
disabilities. We do not even have to consult the Court of the Constitution to realise that polling-stations, medical consulting rooms,
churches, schools, workplaces and buildings are inaccessible to wheelchairs.
In
4. The society has to make all
reasonable efforts to integrate disabled people into the field of education,
economy and all others, understanding at the same time, that full remedy is impossible:
the associations for self-assistance of the similarly stigmatised
individuals are good examples of the limitations.
5. The media (television, radio, press)
must be used to form a more realistic image of disability and people living
with disability. It would be a great mistake to show them as sadly dependent,
dull, emotionally incontinent victims – as is usual in fund-raising campaigns
in the
6. The ingenuity of advertising can be
put to good use as well. The advertisement of BENETTON, the famous manufacturer
of sports goods is a good example, taken from a rather different field: in the
nicely composed picture the tiny, black hand of a
black child rests peacefully in the vast hand of a white man.
7. The programme
of rehabilitation must draw on the strength of the family unit, to the greatest
extent practicable.
8. The replacement of the huge
institutes by small homes for groups of 40-60 should be encouraged. (Small is
really beautiful.) The antiquated doss-houses and large nursing-homes-massive,
isolated, ghetto-like structures-should be gradually closed up and forgotten
forever.
9. It is unavoidable and several
decades overdue that the experts give a thorough consideration to the sexual
problems of people with disability.
10. A curriculum in rehabilitative medicine needs to be
established. The intellectual knowledge necessary is essentially present, or
could be gathered at the cost of a relatively insignificant professional and
financial investment (the publication of a textbook, compilation of the
subject-matter for instruction, creation of an institute). There is a parallel
condition, however: the professional and financial acknowledgement of the
physicians working in the field of rehabilitation – a problem,
that is unlikely to be solved in a short time. (Let us take a man from Veszprém, Attila Sisak for a
positive example.: Having spared no expense he announced
a competition jointly with the Foundation against Cancer, for Mankind and for
Tomorrow, for the postgraduate training of haematologists
and oncologists. Both the essential idea and a portion of the funding were his
private contribution; the provisions were drawn up and the applications were
invited by the Foundation. Many young doctors have applied for the scholarship
of the Sisak Foundation in the last two years; the
scholarships are awarded annually, by a jury. Why could not there be a similar
private foundation created jointly with the Hungarian Society for
Rehabilitation? The precondition for this would be the theoretical possibility
of achieving specialist degree in rehabilitative medicine.)
11. The training of the various
professionals in rehabilitation (for counselling,
assessment and development of ability) has to be started at secondary school. All these professions
can be integrated into one, general qualification in the framework of counselling in professional rehabilitation.
12. Explicit training in
rehabilitation has to be incorporated into the curriculum of
gymnast-therapists, clergymen, psychologists, social workers and teachers of
handicapped children, where the students would have to study the fundamentals
of rehabilitation as one separate subject at least.
13. An essentially
new economic regulation and legislation (or perhaps an Act) are also needed, that concentrate on individual with
disabilities. The exact content of these measures can only be outlined at
present but, the essential principles are as follows:
– The interest in obtaining a disability
pension has to be eliminated.
– It is essential that people in need of
rehabilitation get assistance from society through the application of these
regulations, to help their own
rehabilitation. This assistance would cover the cost of living, adjusted
to the prevailing inflation. The individual, however, would be interested in
finding re-employment at the end of a high-quality programme
of professional rehabilitation.
– The regulations must provide for a
selective control, adjusted to the difficulty of rehabilitation: there are
individuals with severe, or multiple disability, but
there are problems that are easily solved as well. Differing situations
obviously need different economic and legal solutions; the appropriate
combination of the market-motivated and altruistic (providing services or assistance)
regulations is necessary to accomplish this objective. The appropriate
starting-point of this process can be the market as all the performers on the
scene must be interested to participate
in the process. Research in this field suggests that other sources of
motivation are not important. As the state
can obtain its share from the income tax of its citizens only if the income of
these citizens is significant and thus taxable; as the contractor can make profits only, if his enterprise in rehabilitation
is flourishing; so the future employer
will employ rehabilitated individuals only, if they will be able to fulfil the
economic requirements of their employment; and so also if rehabilitated
individuals themselves need to be satisfied with their income.
– If employment on commercial terms is
impracticable due to the severity of the disability, the altruistic components
of the regulation must compensate for the deficiency.
– Despite its drawbacks, the maintenance of
the system of quotas seems worthwhile, but the quota should be increased
significantly, i. e. doubled at least (at present it is still 3%!), together with the amount of the accompanying compensation,
which should be trebled.
– A well founded, nation-wide programme is necessary for rehabilitation. Our era is
often spoken of as the age of great humanitarian programmes.
The developed countries are sparing no efforts to solve a myriad of human
problems by specialised, humanitarian programmes. Once developed, the national programme should be divided into local modules, with key
phases exactly defined as far as the financial resources are concerned and a
careful assignment of private, community based and state spheres of activity.
– New, up-to-date social security systems
are needed, with the option of having an insurance against disability built in
them as well. People must be made interested in health, not in illness.
14. A key element
for transformation in the economy is the entrepreneur
in rehabilitation. If the enterprises in the field of rehabilitation will
have become profitable indeed – as they already have in many developed
countries – the number of agencies on
rehabilitation can be expected to increase. Strictly speaking, there are no
organisations of this kind in
15. Conflicts between the
profit-oriented, pure interests of the employers-economists and ethically ”higher” principles seem inevitable. Considering
the unbelievable pollution of the environment, the destruction of forests, the
alternative movements, and the rising incidence of disability this problem is
not at all unexpected. American researchers in the social sciences have developed
a reasonably proven method to resolve conflicts between the antagonistic
initiatives. Let us suppose that the unit of economic activity is adequately small,
consisting of so-called profit-centres, that perform everyday economic activity by
egoistic motives. These are counterbalanced by human-centres, consisting of at least
partially independent scientists, dilettantes, experts on the protection of
the environment and professionals of rehabilitation, to guard the ”higher”, i.e.
substantive, altruistic and value-oriented interests. There is an incessant
dispute, reconciliation and dialogue between these human and profit centres. If conflicts arise, the achievement of a summerising reconciliation, or the development of a compromise
is the responsibility of the management of the company. In our concrete
example, the mechanism is works as follows: individual profit-centres decide to dispose of the slop water into the river,
or to fire the surplus of disabled or able employees. The human-centres on the other hand take into account and protect
the interests of all parties concerned. They try to develop organisational
solutions to settle the conflicts. If their negotiations with the profit-centres are unsuccessful, the problems are disclosed to
the management of the company for reconsideration and the neglect of the
interests of either party becomes impossible at this level. The ”higher principles”
such as the protection of disabled employees, the prevention of environmental
pollution and the responsibility for the community that are considered totally
external in the present system of economic organisation,
can be assimilated into the problems of the company. The condition for this
solution to work, however, is the thorough reconstruction of the traditional
power-structure of the companies pursuing economic activity (Zsolnai 1986).
16. Though it is six years since the
idea of a Bank of Rehabilitation was been submitted for the first time (Józsa – Kovács 1985), a detailed
analysis of the subject has not been carried out yet. A banking institution, specialising in the sponsorship of enterprises in the
field of rehabilitation, would be a significant development, as it would be
unprejudiced, and at the same time deeply interested in the profitable
operation of the sphere. Entrepreneurs in this field will need to borrow on
more advantageous terms, than other banks could provide for. The precondition
for this banking strategy to function is the continuous, external infusion of capital
into the bank concerned. How else could it lend out credits at advantageous
terms – with the interest rate prevailing on the market – without risking
bankruptcy? As Pál Juhász
pointed out years ago, it would be important to invest the shares, representing
the original capital of the bank into enterprises
outside the sphere of rehabilitation, as in the case of a substantial
crisis of the sphere the risk of bankruptcy would be enormous.
BÉRY László 1929 (szerk.): A magyar
filantrópia könyve. (The book of Hungarian Philantrophy).
Légrády Testvérek, Bp.
GRIMM, Jacob és Wilhelm: Gyermek- és családi mesék.
(Tales for Children and Families). Magvető, Bp. 1989
JÓZSA Miklós – Kovács Zoltán 1985: A foglalkozási rehabilitáció szervezeti megoldásai. Egyetemi doktori disszertáció.
(Organizational Solutions of
Locational Rehabilitation, University Doctoral
Dissertation). MKKE, Bp.
KÖNCZEI György 1987: A nem orvosi rehabilitáció
elméletéhez. A rehabilitáció
néhány sarkkérdése Magyarországon 1968 - 1986.
(To the Theory of Non-medical Rehabilitation).
Szövetkezeti Kutató Intézet Közlemények 200, SZKI,
Bp.
NOVÁK Mária 1983: A tartós egészségkárosodáshoz, rokkantsághoz vezető okok. (Causes of disability).
Szakszervezetek Elméleti Kutató Intézete, Bp.
NOVÁK Mária 1984 (szerk.): “Így lettem rokkant.” Szerkesztett interjúk. („The way of my becoming disabled” – edited
interviews) Szakszervezetek Elméleti Kutató Intézete, Bp.
ORSZÁGOS Társadalombiztosító Intézet 1943:
A magyar
társadalombiztosítás ötven
éve 1892 - 1942. OTI, Bp. é. n.
ZSOLNAI László 1986: “A gazdaság társadalomökológiai megközelítése.”
(“The Social Economic
Approach of the Economy”).
Közgazdasági Szemle, 4. sz.
[1] The
author – the head of the Secretariat for the European Social Charter: Ministry of Social and Family Affairs, and a
Professor at Budapest University of Economics – is indebted to Mr. James Farral for his stylistic recommendations.